Products that protect from the unexpected

All UWAC supplemental healthcare policies are provided and managed by

GAP Shield

GAP

GAP insurance works with your insurance to help cover the portions of your medical expenses that you’d normally be expected to pay for on your own. If you experience an injury or illness covered by your health insurance, Triada will pay up to your maximum benefit.

You Receive

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Up to $7,000 annually (Inpatient Benefit) per Covered Member

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Up to $2,500 annually (Outpatient Benefit) per Family Unit Regardless of Covered Members

What’s Covered

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Hospital Inpatient Benefits

Hospital charges for room and board

Miscellaneous hospital charges including an operating room, equipment, supplies, and drugs

Intensive Care unit charges

Physician charges incurred during the stay

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Hospital Outpatient Benefits

Facility and Physician expenses for surgery in a Hospital or free-standing surgery center
Facility and Physician expenses for diagnostic testing in a Hospital, free-standing imaging facility, or free-standing laboratory

Hospital and Physician expenses for treatment in an emergency room

Hospital and Physician expenses for other outpatient treatment in a Hospital

GAP+ Shield

GAP+

GAP+ by Triada is an innovative new solution to the challenge of costly healthcare. GAP+ offers you even more protection than a traditional GAP policy and gives you a reason to take charge of your health. GAP+ offers you more protection than a traditional GAP product. All of these are provided for you at no added cost through Triada.

You Receive

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Up to $7,000 annually (Inpatient Benefit) per Covered Member

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Up to $2,500 annually (Outpatient Benefit) per Covered Member

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Up to $3,600 annually (Health Screening Benefit) per Covered Member

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Up to $1,200 annually (Health Treatment Benefit) per Covered Member

What’s Covered

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Same Inpatient and Outpatient coverage as GAP

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Access to Screening Benefits such as:

Up to $4,800 (Screening/Diagnostic Benefits) annually per Covered Member

Up to $1,200 (Treatment Benefit) annually per Covered Member

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Access to Screening/Treatment Benefits such as:

Consultations with a qualified healthcare professional
Prescription Refills
Dental Exams
Hospital

HIP

When you have an accident or illness that sends you to the hospital, your bills can add up. At Triada, we believe you should be able to get the medical treatment you need without worrying about how you’ll pay for it. That’s why we created HIP, a hospital indemnity protection product. HIP provides fixed payments for ambulance transportation, hospital admission, and every day of your hospital stay—regardless of cost.

You Receive

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Up to $1,400 (Hospital Admission Benefit) annually per Covered Member

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Up to $1,400 (Hospital Confinement Benefit) annually per Covered Member

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Up to $100 (Ground Ambulance Benefit) annually per Covered Member

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Up to $200 (Air Ambulance Benefit) annually per Covered Member

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Up to $50 (Physician Office Visit(s) Benefit) up to 4x annually per Covered Member

What’s Covered

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Hospital Care

Hospital admission

Daily hospital confinement

Physician office visits

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Emergency Care

Transportation by ground or air ambulance
HIP+

HIP+

HIP+ by Triada a hospital indemnity protection product, that provides fixed payments for ambulance transportation, hospital admission, and every day of your hospital stay—regardless of cost. It also provides additional benefits designed to reward you for taking an active role in your health.

You Receive

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Up to $1,400 (Hospital Admission Benefit) annually per Covered Member

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Up to $1,400 (Hospital Confinement Benefit) annually per Covered Member

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Up to $100 (Ground Ambulance Benefit) annually per Covered Member

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Up to $200 (Air Ambulance Benefit) annually per Covered Member

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Up to $50 (Physician Office Visit(s) Benefit) up to 4x annually per Covered Member

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Up to $3,600 (Screening/Diagnostic Benefits) annually per Covered Member

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Up to $1,200 (Treatment Benefit) annually per Covered Member

What’s Covered

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Hospital Care

Hospital admission

Daily hospital confinement

Physician office visits

Blue Checkmark

Emergency Care

Transportation by ground or air ambulance
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Health Benefits

Up to $3,600 for Screening/Diagnostic benefits
Up to $1,200 for Treatment benefits
Bandaid

Accident

Accidents happen. When they happen to you, make sure that you’re protected from the financial strain with Accident coverage by Triada. Our Accident Insurance will pay you a fixed amount of money if you suffer and require treatment for a wide variety of unforeseen injuries. You will get this payout regardless of your medical expenses.

You Receive

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A fixed amount of money, depending on injury and treatment

What’s Covered

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Hospital Care

Admitted to the hospital or intensive care

Overnight stays in the hospital

Lodging fees for family who come to stay with you

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Diagnostic Imaging

CT Scan or MRI

X-Ray

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Specific Losses

Concussion
Emergency repair for a broken tooth
Treatment for a gunshot wound
A cut(s) that require stitches
Burn(s) that require skin grafts
Prosthetic
Repairing a torn tendon, ligament, rotator cuff or knee cartilage
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Fractures and Dislocations

Dislocating a Joint
Breaking a bone
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Emergency Care

Emergency room visit
Transportation by an ambulance
Medical appliance prescription (For example Pacemaker)
Blood transfusion
Treatment at an Urgent Care facility
Surgery
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Continuing Care

Epidural pain management
Follow-ups with a physician
Prescribed therapy services
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Major Injuries

Death due to an accident
Loss of a limb to dismemberment
Losing the use of a limb
Loss of an eye or your eyesight
Gurney

Critical Illness

Severe illness can be devastating to your health and finances. Luckily, a Critical Illness insurance product through Triada can provide you and your family with the financial assistance you need to cover your deductibles, co-pays and other medical expenses related to your illness. Your product will pay you directly up to $50,000 whenever you are diagnosed with any covered condition, giving you the money you need to get back on your feet as soon as possible. You are also able to purchase a Critical Illness product for your spouse up to 50% of your coverage amount.

You Receive

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Up to $50,000

What’s Covered

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Potential Illnesses

Heart Attack
Heart Surgery
Stroke
Coma
Paralysis
Severe Burns
Getting Diagnosed with Alzheimer’s
Brain Tumors
Major Organ Transplants
Kidney Failure
Loss of Sight, Speech or Hearing
Cancer

PROTECTION FOR YOUR CHILDREN

You can also elect to protect your children on your Triada Critical Illness product. In addition to the benefits above, your product will also cover these conditions for your children upon diagnosis:

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Potential Illnesses

Cerebral Palsy
Cleft Palate
Down Syndrome
Cystic Fibrosis
Spina Bifida
Time

Short-Term Disability

Short-Term Disability insurance by Triada will pay you a portion of your income if a sickness or injury leaves you disabled for an extended period. That way you can meet your financial obligations while you recover.

You Receive

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Weekly payments, not to exceed 60% of your gross income, up to $2500 per week.

What’s Covered

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Sickness or injury that prevents you from returning to work for more than 14 days and up to 6 months.

Group insurance policies are underwritten Triada Health. Product offerings may vary depending on state laws and regulations.

Group GAP, GAP+, Accident Coverage, Critical Illness Coverage, Short-Term Disability Coverage is a limited benefit product. It does NOT provide basic hospital, basic medical, or major medical insurance. This information is not intended to be a complete description of the insurance coverage available. Products have exclusions and limitations which may affect any benefits payable. Benefits payable are subject to all terms and conditions of the Product.

Product Videos

Accident Overview

Gap Insurance by Triada Overview

Gap+ Overview

Short-Term Disability

Critical Illness Insurance

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